/* ═══ ROOT — identical to homepage ═══ */
    :root{
      --gold:#C9A84C; --gold-light:#F0D080; --gold-dark:#8B6914;
      --navy:#0D1B2A; --navy-mid:#142232; --navy-soft:#1C2E42;
      --text-light:#E8D9B5; --text-muted:#8FA3B8;
    }
    *{box-sizing:border-box;margin:0;padding:0;}
    body{font-family:'Noto Sans Bengali',sans-serif;background:var(--navy);color:#fff;overflow-x:hidden;}
    h1,h2,h3,h4,h5,h6{font-family:'Noto Serif Bengali',serif;}

    /* ── TICKER ── */
    .ticker-bar{background:var(--navy-mid);border-bottom:1px solid rgba(201,168,76,0.15);font-size:.8rem;color:var(--text-muted);padding:6px 0;overflow:hidden;}
    .ticker-inner{display:flex;gap:40px;animation:tickerScroll 30s linear infinite;white-space:nowrap;}
    .ticker-item{display:flex;gap:8px;align-items:center;}
    .ticker-item .label{color:var(--text-muted);}
    .ticker-item .value{color:var(--gold-light);font-weight:600;}
    .ticker-item .up{color:#4ade80;}
    .ticker-item .down{color:#f87171;}
    @keyframes tickerScroll{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

    /* ── NAVBAR ── */
    .navbar{background:rgba(13,27,42,0.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(201,168,76,0.2);padding:14px 0;position:sticky;top:0;z-index:1000;}
    .navbar-brand{font-family:'Noto Serif Bengali',serif;font-size:1.5rem;font-weight:700;color:var(--gold)!important;letter-spacing:.5px;}
    .navbar-brand span{color:#fff;}
    .nav-link{color:var(--text-light)!important;font-size:.92rem;font-weight:500;padding:6px 14px!important;transition:color .2s;}
    .nav-link:hover,.nav-link.active{color:var(--gold)!important;}
    .btn-nav-login{border:1.5px solid var(--gold);color:var(--gold);border-radius:6px;padding:6px 18px;font-size:.88rem;font-weight:600;transition:all .25s;background:transparent;}
    .btn-nav-login:hover{background:var(--gold);color:var(--navy);}
    .btn-nav-reg{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);border:none;border-radius:6px;padding:6px 18px;font-size:.88rem;font-weight:700;transition:opacity .25s;}
    .btn-nav-reg:hover{opacity:.85;color:var(--navy);}

    /* ── PAGE HERO — same background as homepage ── */
    .page-hero{
      background:
        radial-gradient(ellipse 70% 60% at 60% 40%,rgba(201,168,76,0.12) 0%,transparent 70%),
        radial-gradient(ellipse 50% 50% at 10% 80%,rgba(201,168,76,0.06) 0%,transparent 60%),
        var(--navy);
      padding:72px 0 60px;text-align:center;position:relative;overflow:hidden;
    }
    .page-hero::before{
      content:'';position:absolute;inset:0;
      background-image:radial-gradient(circle,rgba(201,168,76,0.06) 1px,transparent 1px);
      background-size:40px 40px;pointer-events:none;
    }
    .breadcrumb-nav{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;color:var(--text-muted);margin-bottom:18px;}
    .breadcrumb-nav a{color:var(--gold);text-decoration:none;}
    .breadcrumb-nav a:hover{text-decoration:underline;}
    .hero-badge{display:inline-flex;align-items:center;gap:7px;background:rgba(201,168,76,0.12);border:1px solid rgba(201,168,76,0.35);border-radius:50px;padding:5px 16px;font-size:.78rem;color:var(--gold-light);font-weight:600;margin-bottom:18px;letter-spacing:.5px;}
    .page-hero h1{font-size:clamp(2rem,4.5vw,3.2rem);font-weight:700;color:#fff;margin-bottom:14px;}
    .gold-text{background:linear-gradient(90deg,var(--gold),var(--gold-light));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;}
    .page-hero p{color:var(--text-muted);font-size:1rem;max-width:560px;margin:0 auto;line-height:1.8;}

    /* ── SHARED ── */
    .gold-divider{height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:.2;}
    .section-label{font-size:.78rem;font-weight:700;color:var(--gold);letter-spacing:2px;text-transform:uppercase;margin-bottom:8px;}
    .section-title{font-size:clamp(1.4rem,2.5vw,2rem);font-weight:700;color:#fff;line-height:1.3;}
    .section-title .gold{color:var(--gold);}
    .fade-up{opacity:0;transform:translateY(24px);transition:opacity .55s ease,transform .55s ease;}
    .fade-up.visible{opacity:1;transform:translateY(0);}
    .delay-1{transition-delay:.1s}.delay-2{transition-delay:.2s}.delay-3{transition-delay:.3s}

    /* ═══════════════════════════════════════════
       TOC — FIXED: no sticky, always visible
       Uses JS scroll-spy but not position:sticky
    ═══════════════════════════════════════════ */
    .toc-col{
      /* Stays in flow — no sticky */
    }
    .toc-card{
      background:rgba(255,255,255,0.04);
      border:1px solid rgba(201,168,76,0.22);
      border-radius:16px;
      padding:22px 18px;
      position:relative;
      overflow:hidden;
      /* ⬇ sticky works on desktop only when viewport height is sufficient */
    }
    .toc-card::before{
      content:'';position:absolute;top:0;left:0;right:0;height:3px;
      background:linear-gradient(90deg,var(--gold),var(--gold-light),var(--gold));
    }
    .toc-card h5{
      font-size:.82rem;font-weight:700;color:var(--gold);
      letter-spacing:1.5px;text-transform:uppercase;
      margin-bottom:14px;padding-top:4px;
    }
    .toc-link{
      display:flex;align-items:center;gap:7px;
      font-size:.82rem;color:var(--text-muted);
      text-decoration:none;padding:6px 10px;
      border-radius:7px;transition:all .2s;margin-bottom:1px;
    }
    .toc-link i{font-size:.6rem;color:var(--gold);flex-shrink:0;}
    .toc-link:hover,.toc-link.active{
      background:rgba(201,168,76,0.09);color:var(--gold-light);
    }
    .toc-meta{
      margin-top:16px;padding-top:14px;
      border-top:1px solid rgba(201,168,76,0.12);
      font-size:.73rem;color:var(--text-muted);line-height:1.7;
    }
    .toc-meta strong{color:var(--text-light);}

    /* Desktop: make TOC sticky inside a self-scrolling container */
    @media(min-width:992px){
      .toc-sticky-wrap{
        position:sticky;
        top:90px; /* navbar height + gap */
        /* Guard: if TOC is taller than viewport, it should still be reachable */
        max-height:calc(100vh - 110px);
        overflow-y:auto;
        scrollbar-width:thin;
        scrollbar-color:var(--gold-dark) transparent;
      }
      .toc-sticky-wrap::-webkit-scrollbar{width:4px;}
      .toc-sticky-wrap::-webkit-scrollbar-track{background:transparent;}
      .toc-sticky-wrap::-webkit-scrollbar-thumb{background:var(--gold-dark);border-radius:2px;}
    }

    /* ── SECTION CARD ── */
    .sec-card{background:rgba(255,255,255,0.03);border:1px solid rgba(255,255,255,0.07);border-radius:16px;padding:28px;margin-bottom:20px;position:relative;overflow:hidden;transition:border-color .3s;}
    .sec-card:hover{border-color:rgba(201,168,76,0.25);}
    .sec-card::before{content:'';position:absolute;top:0;left:0;bottom:0;width:3px;background:linear-gradient(180deg,var(--gold),var(--gold-dark));border-radius:3px 0 0 3px;}
    .sec-card h4{font-size:1rem;font-weight:700;color:#fff;margin-bottom:10px;display:flex;align-items:center;gap:8px;}
    .sec-card h4 i{color:var(--gold);font-size:.95rem;}
    .sec-card p{font-size:.88rem;color:var(--text-muted);line-height:1.8;margin-bottom:10px;}
    .sec-card p:last-child{margin-bottom:0;}
    .sec-card ul{padding-left:0;list-style:none;margin-top:8px;}
    .sec-card ul li{display:flex;align-items:flex-start;gap:8px;font-size:.87rem;color:var(--text-muted);margin-bottom:9px;line-height:1.7;}
    .sec-card ul li::before{content:'▸';color:var(--gold);flex-shrink:0;font-size:.78rem;margin-top:3px;}
    .sec-card ul li strong{color:var(--text-light);}
    .sec-card ol{padding-left:0;list-style:none;counter-reset:item;}
    .sec-card ol li{display:flex;align-items:flex-start;gap:10px;font-size:.87rem;color:var(--text-muted);margin-bottom:10px;line-height:1.7;counter-increment:item;}
    .sec-card ol li::before{content:counter(item)'.';color:var(--gold);font-weight:700;font-size:.82rem;flex-shrink:0;min-width:18px;margin-top:2px;}
    .sec-card ol li strong{color:var(--text-light);}

    /* ── DATA TABLE ── */
    .dtable-wrap{background:rgba(255,255,255,0.02);border:1px solid rgba(255,255,255,0.06);border-radius:10px;overflow:hidden;margin-top:12px;}
    .dtable{width:100%;border-collapse:collapse;}
    .dtable thead tr{background:rgba(201,168,76,0.08);}
    .dtable thead th{padding:11px 14px;font-size:.79rem;font-weight:700;color:var(--gold);letter-spacing:.8px;text-transform:uppercase;border-bottom:1px solid rgba(201,168,76,0.18);}
    .dtable tbody tr{border-bottom:1px solid rgba(255,255,255,0.05);transition:background .2s;}
    .dtable tbody tr:last-child{border-bottom:none;}
    .dtable tbody tr:hover{background:rgba(201,168,76,0.04);}
    .dtable td{padding:11px 14px;font-size:.85rem;color:var(--text-muted);vertical-align:top;line-height:1.65;}
    .dtable td:first-child{color:var(--text-light);font-weight:600;}

    /* ── INFO BOXES ── */
    .highlight-box{background:rgba(201,168,76,0.07);border:1px solid rgba(201,168,76,0.25);border-radius:12px;padding:18px 20px;margin:14px 0;}
    .highlight-box .hb-title{font-size:.76rem;font-weight:700;color:var(--gold);letter-spacing:.5px;margin-bottom:6px;}
    .highlight-box p{font-size:.86rem;color:var(--text-light);line-height:1.75;margin:0;}
    .alert-box{background:rgba(74,222,128,0.07);border:1px solid rgba(74,222,128,0.22);border-radius:12px;padding:14px 18px;margin:12px 0;}
    .alert-box p{font-size:.85rem;color:#4ade80;margin:0;line-height:1.65;}
    .warn-box{background:rgba(248,113,113,0.07);border:1px solid rgba(248,113,113,0.22);border-radius:12px;padding:14px 18px;margin:12px 0;}
    .warn-box p{font-size:.85rem;color:#f87171;margin:0;line-height:1.65;}
    .info-box{background:rgba(96,165,250,0.07);border:1px solid rgba(96,165,250,0.22);border-radius:12px;padding:14px 18px;margin:12px 0;}
    .info-box p{font-size:.85rem;color:#93c5fd;margin:0;line-height:1.65;}

    /* ── RISK METER ── */
    .risk-row{display:flex;align-items:center;justify-content:space-between;padding:12px 16px;border-bottom:1px solid rgba(255,255,255,0.05);font-size:.86rem;}
    .risk-row:last-child{border-bottom:none;}
    .risk-name{color:var(--text-light);}
    .risk-name small{display:block;font-size:.74rem;color:var(--text-muted);margin-top:1px;}
    .badge-low {background:rgba(74,222,128,0.12);color:#4ade80;font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:20px;}
    .badge-mid {background:rgba(251,191,36,0.12);color:#fbbf24;font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:20px;}
    .badge-high{background:rgba(248,113,113,0.12);color:#f87171;font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:20px;}

    /* ── PROCESS STEPS ── */
    .process-step{display:flex;align-items:flex-start;gap:16px;margin-bottom:22px;}
    .process-step:last-child{margin-bottom:0;}
    .ps-num{width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));display:flex;align-items:center;justify-content:center;font-size:.88rem;font-weight:700;color:var(--navy);flex-shrink:0;box-shadow:0 2px 12px rgba(201,168,76,0.3);}
    .ps-body h6{font-size:.92rem;font-weight:700;color:#fff;margin-bottom:4px;}
    .ps-body p{font-size:.84rem;color:var(--text-muted);line-height:1.7;margin:0;}

    /* ── STAT CARDS ── */
    .stat-card{background:rgba(255,255,255,0.04);border:1px solid rgba(201,168,76,0.2);border-radius:14px;padding:20px;text-align:center;}
    .stat-card .sn{font-family:'Noto Serif Bengali',serif;font-size:1.8rem;font-weight:700;color:var(--gold);}
    .stat-card .sl{font-size:.78rem;color:var(--text-muted);margin-top:4px;}

    /* ── CTA ── */
    .btn-hero-primary{background:linear-gradient(135deg,var(--gold) 0%,#B8891E 100%);color:var(--navy);font-weight:700;font-size:1rem;border:none;border-radius:8px;padding:13px 32px;box-shadow:0 4px 24px rgba(201,168,76,0.3);transition:all .25s;text-decoration:none;display:inline-block;}
    .btn-hero-primary:hover{transform:translateY(-2px);box-shadow:0 8px 32px rgba(201,168,76,0.45);color:var(--navy);}
    .btn-hero-ghost{border:1.5px solid rgba(201,168,76,0.4);color:var(--gold-light);background:transparent;border-radius:8px;padding:13px 28px;font-size:1rem;font-weight:600;transition:all .25s;text-decoration:none;display:inline-block;}
    .btn-hero-ghost:hover{border-color:var(--gold);color:var(--gold);background:rgba(201,168,76,0.07);}

    /* ── FOOTER ── */
    footer{background:#080F17;border-top:1px solid rgba(201,168,76,0.15);padding:50px 0 22px;}
    .footer-brand{font-family:'Noto Serif Bengali',serif;font-size:1.4rem;font-weight:700;color:var(--gold);margin-bottom:10px;}
    .footer-desc{font-size:.85rem;color:var(--text-muted);line-height:1.7;max-width:260px;}
    .footer-heading{font-size:.8rem;font-weight:700;color:#fff;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:14px;}
    .footer-link{display:block;font-size:.85rem;color:var(--text-muted);text-decoration:none;margin-bottom:8px;transition:color .2s;}
    .footer-link:hover{color:var(--gold);}
    .footer-bottom{border-top:1px solid rgba(255,255,255,0.06);margin-top:40px;padding-top:18px;font-size:.8rem;color:var(--text-muted);}
    .social-btn{width:36px;height:36px;border-radius:8px;background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.08);display:inline-flex;align-items:center;justify-content:center;color:var(--text-muted);font-size:.95rem;transition:all .2s;text-decoration:none;}
    .social-btn:hover{background:rgba(201,168,76,0.15);border-color:var(--gold);color:var(--gold);}

    ::-webkit-scrollbar{width:6px}::-webkit-scrollbar-track{background:var(--navy)}::-webkit-scrollbar-thumb{background:var(--gold-dark);border-radius:3px}